February 14, 2019
Mortgage Rates Today Mortgage interest rates are at the lowest levels in a year with softening inflation and slower global economic growth as main factors in the decline. Lower mortgage […]
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February 12, 2019
by Lee Nelson, freelance writer and single mom Single moms can have it tough trying to become a homeowner — between raising their children on their own and paying all […]
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Home Buying · Understanding Mortgages
February 4, 2019
Your adult child is hard working and responsible. But because of their lack of credit history, stricter lending regulations or too many student loans, it is almost impossible for them […]
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Home Buying · Private Mortgage Insurance
January 25, 2019
Private mortgage insurance, also known as PMI, is a type of mortgage insurance common with conventional loans. It’s intended to protect the lender if you stop making your loan payments, […]
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Ask Tim · Credit · Home Buying
January 15, 2019
Buying again after a foreclosure, short sale, or or deed-in-lieu of foreclosure can be done, with some hard work — and waiting. Lenders don’t like to see a foreclosure on […]
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Conventional Loans · News · Refinance
January 2, 2019
A conventional refinance is the loan of choice for many homeowners in today’s market. While HARP and FHA have dominated the refinance market in years past, the standard conventional refinance is becoming […]
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Conventional Loans · Home Buying · News
January 2, 2019
Home buying just got a lot easier. Fannie Mae and Freddie Mac, the country’s two main mortgage rule-making agencies, now allow home purchases with just a 3% down payment. The 97% […]
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December 26, 2018
You’re excited about your move to a new home and town, but you’re also a little apprehensive. Guess what? Your pet will also be apprehensive if you don’t take precautions […]
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Cash Out Refinance · Homeowner Tips · Refinance
December 18, 2018
Traditionally, seniors don’t tap into their home equity for retirement income. “I believe many people in their 70s and 80s look at it as welfare,” says Mary Russell, broker/owner at […]
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December 11, 2018
The holidays are upon us. Can selling your home in the winter really be feasible especially in snowy, cold areas of the country? You bet. Many homeowners are under the […]
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Mortgage expert Tim Lucas has been helping home owners for over 12 years.
