July 2, 2020
Mortgage Rates Today Mortgage application volume dropped this week despite record low rates, as reported by Mortgage Bankers Association. “Mortgage applications fell last week despite mortgage rates hitting another record […]
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Conventional Loans · Home Buying · News
June 15, 2020
What is a Conventional 97 Loan Program? The 97% loan-to-value (LTV) purchase program allows homebuyers to purchase a single family home, condo, co-op, or PUD with just a 3% down […]
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Home Buying · News · USDA Home Loans
June 12, 2020
USDA home loans offer 100% financing, low rates, and affordable payments. These loans are becoming more popular by the day, as buyers discover an easier way to buy a home with zero down […]
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June 1, 2020
The FHA streamline refinance program helps current FHA homeowners lower their interest rate and monthly payment — it’s a quick and cost-effective way to refinance with lenient documentation requirements and […]
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Mortgage Rates · News · VA Home Loans
May 28, 2020
A VA Streamline Refinance is also known as an Interest Rate Reduction Refinance Loan, or IRRRL, because it is designed to help homeowners lower their mortgage rate quickly and easily. […]
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Cash Out Refinance · Refinance
May 27, 2020
On the surface, applying for a cash-out refinance mortgage sounds like a no-brainer. You may be able to lower your interest rate, plus you walk away with some cash. But, […]
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FHA Loans · Mortgage Strategy · Refinance
May 26, 2020
Mortgage interest rates are at historic lows across all major loan types. Ellie Mae’s April Origination Report stated FHA loans are no exception — average mortgage interest rates decreased to […]
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May 26, 2020
Your real estate agent has shown you two perfect homes for the same price — one is a condominium with great amenities and the open floor plan you desire. The […]
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May 22, 2020
If the road to real estate riches were an easy one, everyone would be a millionaire landlord or house-flipper. Making big money from investment property (real estate purchased for the […]
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May 20, 2020
Building a new home is a dream for many people. Getting exactly what you want in your house is the end result — you hope. But challenges will face you […]
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Mortgage expert Tim Lucas has been helping home owners for over 12 years.
