April 15, 2021
Mortgage Rates Today Mortgage applications decreased last week, as reported by Mortgage Bankers Association. “Many borrowers have either already refinanced at lower rates or are unwilling – or unable – […]
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FHA Loans · Home Buying · USDA Home Loans · VA Home Loans
April 7, 2021
100% Financing Home Loans for New and Repeat Home Buyers 100% financing home loans are mortgages that finance the entire purchase price of a home, eliminating the need for a […]
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Home Buying · News · USDA Home Loans
April 7, 2021
USDA home loans offer 100% financing, low rates, and affordable payments. These loans are becoming more popular by the day, as buyers discover an easier way to buy a home […]
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April 6, 2021
There is hope for borrowers who cannot get a conventional loan and have low to moderate income. The USDA loan program offers no-down-payment, 100 percent financing through a guaranteed loan […]
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Home Buying · Understanding Mortgages · USDA Home Loans
April 6, 2021
First Time Home Buyer’s Guide to USDA Loans First-time home buyers may find the most challenging part of buying a home is coming up with the down payment. But many […]
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Conventional Loans · FHA Loans · Private Mortgage Insurance · Refinance
March 30, 2021
An FHA loan sounded like a good idea at the time. But now that you’re paying high mortgage insurance premiums, month after month and year after year, you might not […]
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March 26, 2021
The Fed just issued its first emergency rate cut since the 2008 financial crisis. And rates have fallen to all-time lows. Homeowners who have waited patiently to see if rates […]
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March 26, 2021
What is FMERR? If you’ve never heard of a Freddie Mac Enhanced Relief Refinance — a “FMERR” loan — you’re not alone. Available to homeowners since the beginning of the […]
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Conventional Loans · VA Home Loans
March 18, 2021
The rule is simple: If you’re eligible for a VA loan, it’s likely that this will be your best loan option. But while this is usually true, there are some […]
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March 10, 2021
With an FHA loan, nearly all borrowers will be able to pay as little as 3.5% of the home’s purchase price as a down payment.
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Mortgage expert Tim Lucas has been helping home owners for over 12 years.
