Current Mortgage Interest Rates
March 14, 2019
Mortgage Rates Today The volume of purchase applications continued to increase last week. “Rates for most loan types were at their lowest levels in over a year,” said Joel Kan, […]
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Conventional Loans · Home Buying
Buy a House in 2019 with a Conventional Loan
March 14, 2019
Also known as conforming loans, conventional loans “conform” to a set of standards set by Fannie Mae and Freddie Mac. Conventional loans boast great rates, lower costs, and homebuying flexibility. So, it’s […]
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Access Your Home Equity with an FHA Cash-Out Refinance
March 5, 2019
What is an FHA cash-out refinance? There are two primary FHA refinance loan programs: the FHA cash-out refinance and the streamline refinance. The FHA cash-out loan provides cash-in-hand for the […]
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Seller-Paid Closing Cost Maximums for Conventional, FHA, VA, & USDA Loans
February 28, 2019
Mortgage closing costs range from 2-5% of a home’s purchase price. That can add up. But, many sellers are eager to pay your closing costs in order to sell their home […]
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FHA Streamline Refinance Rates & Guidelines for 2019
February 25, 2019
The FHA streamline refinance program helps current FHA homeowners lower their interest rate and monthly payment — it’s a fast and cost-effective way to refinance with lenient documentation requirements and […]
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The Single Mother’s Guide To Becoming A Homeowner
February 12, 2019
by Lee Nelson, freelance writer and single mom Single moms can have it tough trying to become a homeowner — between raising their children on their own and paying all […]
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Home Buying · Understanding Mortgages
Cosigning a Mortgage for an Adult Child
February 4, 2019
Your adult child is hard working and responsible. But because of their lack of credit history, stricter lending regulations or too many student loans, it is almost impossible for them […]
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Home Buying · Private Mortgage Insurance
What Is Private Mortgage Insurance?
January 25, 2019
Private mortgage insurance, also known as PMI, is a type of mortgage insurance common with conventional loans. It’s intended to protect the lender if you stop making your loan payments, […]
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Ask Tim · Credit · Home Buying
How Long After a Foreclosure Can I Buy a Home?
January 15, 2019
Buying again after a foreclosure, short sale, or or deed-in-lieu of foreclosure can be done, with some hard work — and waiting. Lenders don’t like to see a foreclosure on […]
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Conventional Loans · News · Refinance
Conventional Refinance Rates, 2019 Loan Limits and Guidelines
January 2, 2019
A conventional refinance is the loan of choice for many homeowners in today’s market. While HARP and FHA have dominated the refinance market in years past, the standard conventional refinance is becoming […]
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Tim Lucas
Mortgage expert Tim Lucas has been helping home owners for over 12 years.
