Mortgage Rates & News. USDA Home Loans, FHA loans and VA home loans, jumbo, conventional and PMI. Learn about HARP Refinance.

Current Mortgage Interest Rates

March 19, 2020

Mortgage Rates Today Mortgage applications decreased this past week, as reported by Mortgage Bankers Association. “The ongoing situation around the coronavirus led to further stress in the financial markets late […]

Most Recent

happy-couple-giving-children-piggyback-ride-outside-home

Cash Out Refinance

Cash-Out Refinance Options for Your Paid-Off Home

March 18, 2020

It’s exciting to finally have no more mortgage payments. But now that you have all that equity in your home, is it possible to get another mortgage to use for […]

Home Buying · Understanding Mortgages

Can you Get a Mortgage with Disability Income?

March 18, 2020

Those with disabilities and disability income can qualify for these special home buying programs as well as standard mortgages. Check your loan eligibility today. Life hasn’t always been easy for […]

FHA Loans · Home Buying · Understanding Mortgages

Buying a Fixer Upper: What Kinds of Fixer Upper Loans are Available?

March 17, 2020

There are quite a few loan options available to buy fixer upper homes. “By buying a fixer-upper, you can definitely increase the value of the home as it appreciates and […]

Remove a Co-borrower with an FHA Streamline Refinance

Ask Tim · FHA Loans · News · Refinance

Can I Use an FHA Refinance to Remove a Borrower?

March 17, 2020

The FHA streamline refinance allows borrowers to reduce their rate with no pay stubs, no W2s, and no appraisal. But is an FHA streamline possible while simultaneously removing a borrower from […]

Wide green front lawns in traditional suburban residential neighborhood

Home Buying

5 Surprising Income Types Mortgage Lenders Still Allow

March 13, 2020

The news is inundated with stories of lenders making it tough for some borrowers to qualify. While that happens, lenders still allow applicants to qualify with some downright odd types of […]

Parents can Buy a Home for a Disabled Child

Home Buying · Understanding Mortgages

The Best Way to Buy a Home for a Disabled Adult Child

March 13, 2020

Typically those who buy a home can only take advantage of the best interest rates and terms if it is an “owner occupied” property, meaning they plan to live in […]

Buying a home with less than 20 percent down

Conventional Loans · FHA Loans · USDA Home Loans · VA Home Loans

Mortgages That Don’t Require A 20% Downpayment

March 9, 2020

Low Downpayment Mortgage Options Many home buyers believe they need a 20% downpayment to buy a home. This misconception could stop buyers before they start, and cost them years of […]

Home Buying · Understanding Mortgages

Borrowing from your 401k or IRA for a Down Payment

March 9, 2020

Saving up money for a down payment and closing costs to buy a house is one of the basic requirements in order to qualify for a home loan. It can […]

Home Buying · USDA Home Loans

USDA Income Eligibility | How Much Can You Make and Get a USDA Home Loan?

March 6, 2020

There is hope for those who cannot get a conventional loan and have low to moderate income. The USDA offers no-down payment, 100 percent financing through a guaranteed loan for […]

Current Mortgage Interest Rates

Most Recent

Cash-Out Refinance Options for Your Paid-Off Home

Can you Get a Mortgage with Disability Income?

More

Buying a Fixer Upper: What Kinds of Fixer Upper Loans are Available?

Can I Use an FHA Refinance to Remove a Borrower?

5 Surprising Income Types Mortgage Lenders Still Allow

The Best Way to Buy a Home for a Disabled Adult Child

Mortgages That Don’t Require A 20% Downpayment

Borrowing from your 401k or IRA for a Down Payment

USDA Income Eligibility | How Much Can You Make and Get a USDA Home Loan?

Get Free Quote

Search

As Seen On

Tim Lucas

Subscribe to our Mailing list

Categories

Recent Posts