Tim Lucas

Current Mortgage Interest Rates

May 21, 2020

Mortgage Rates Today Mortgage application volume was up this week, as reported by Mortgage Bankers Association. “Applications for home purchases continue to recover from April’s sizeable drop and have now […]

FHA Loans · Home Buying

Buying a Home with an FHA Loan

May 18, 2020

The Federal Housing Administration (FHA) loan is one of the greatest tools for first time and repeat homebuyers. With a minimum down payment of 3.5%, great rates, and lenient credit guidelines, […]

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Home Buying · VA Home Loans

Buying a House with a Zero-Down VA Home Loan In 2020

May 18, 2020

The VA home loan is arguably the best mortgage product on the market today. This type of home loan is only available to eligible veterans and active duty service members […]

Home Buying

Assumable Mortgage: Big Advantage for Buyer and Seller

May 13, 2020

Most home buyers today apply for and, hopefully, are approved for their mortgage. They are subject to current lending standards and interest rates. But a few buyers can simply take […]

Conventional Loans · Home Buying · Understanding Mortgages

Buy a Home for an Elderly Parent and Get Lower Interest Rates

May 12, 2020

You can buy a house for an elderly parent and get better interest rates by classifying it as “owner occupied.” The Family Opportunity Mortgage is a great way to help aging parents.

Does missing a payment ruin refinance eligibility?

Ask Tim · Refinance

Can I Refinance If I’ve had a Late Mortgage Payment?

April 29, 2020

Certain lenders and programs allow you to refinance if you’ve had a late mortgage payment. But you may have to do some searching. Question: Is there any way to refinance […]

happy-couple-hugging-in-front-of-home-sold-sign

Understanding Mortgages

A Complete Guide to Home Loan Closing Costs

April 24, 2020

Any home loan — whether its to purchase a new home or to refinance a current loan — will come with closing costs. Closing costs cover a variety of fees […]

family-of-four-walking-up-steps-to-new-house

Credit · FHA Loans

Low Credit Score Home Buyers In 2020 Could Qualify Because of this new FHA Policy

April 15, 2020

Editor’s note: FHA loan changes which were rolled out in 2017 are in effect in . According to Ellie Mae, more lower-credit FHA applicants are being approved. In July 2016, […]

FHA Loans · Home Buying · USDA Home Loans · VA Home Loans

100% Financing Home Loans 2020 (USDA, VA, FHA)

April 15, 2020

100% Financing Home Loans for New and Repeat Home Buyers 100% financing home loans are mortgages that finance the entire purchase price of a home, eliminating the need for a […]

Cash out refinances and investment properties

Cash Out Refinance · News

Investment Property Cash Out Refinance | 2020 Guidelines

April 1, 2020

Putting Investment Property Equity To Work Cash out refinancing for primary residence (owner occupied) homes are gaining in popularity, but so are cash out loans for investment properties. While they […]

Category:

Current Mortgage Interest Rates

Buying a Home with an FHA Loan

More

Buying a House with a Zero-Down VA Home Loan In 2020

Assumable Mortgage: Big Advantage for Buyer and Seller

Buy a Home for an Elderly Parent and Get Lower Interest Rates

Can I Refinance If I’ve had a Late Mortgage Payment?

A Complete Guide to Home Loan Closing Costs

Low Credit Score Home Buyers In 2020 Could Qualify Because of this new FHA Policy

100% Financing Home Loans 2020 (USDA, VA, FHA)

Investment Property Cash Out Refinance | 2020 Guidelines

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