Tim Lucas

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Current Mortgage Interest Rates

December 5, 2019

Mortgage Rates Today Uncertainty surrounding U.K. elections caused U.S. Treasury rates to stay flat last week, as reported by Mortgage Bankers Association. “Despite the 30-year fixed rate remaining unchanged at […]

FHA Loans · Mortgage Strategy · Refinance

FHA Streamline Refinance: Negotiate Zero Out-of-Pocket Closing Costs

November 21, 2019

Mortgage interest rates are at historic lows across all major loan types. Ellie Mae’s October 2019 Origination Report stated FHA loans are no exception — average mortgage interest rates decreased […]

VA Home Loans

VA Entitlement Codes & Eligibility for 2019

November 18, 2019

Commonly known as VA home loans, mortgage loans backed by the Veterans Administration offer Veterans and active-duty servicemembers a way to buy a home with zero down payment and lenient […]

FHA Loans · Refinance

FHA Streamline Refinance Rates & Guidelines for 2019

November 15, 2019

The FHA streamline refinance program helps current FHA homeowners lower their interest rate and monthly payment — it’s a quick and cost-effective way to refinance with lenient documentation requirements and […]

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Understanding Mortgages

A Complete Guide to Home Loan Closing Costs

October 28, 2019

Any home loan whether its to purchase a new home or to refinance a current loan will come with closing costs. Closing costs cover a variety of fees related to […]

FHA Loans · Refinance

FHA Mortgage Insurance Refund Guidelines [Chart]

October 17, 2019

When you get an FHA loan, you pay a mortgage insurance premium at the time of closing. This initial premium is the called the upfront mortgage insurance premium (also known […]

Understanding Mortgages

5 Appraisal Problems That Can Affect Your Mortgage Approval

October 11, 2019

A home appraisal is an estimate to determine the market value of a home. In addition to purchase loans, appraisals are also ordered when refinancing a loan or when attempting […]

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Home Buying · VA Home Loans

VA Loan Requirements: Buy a House with Zero Down in 2019

October 2, 2019

In 2018, the VA guaranteed 610,512 home loans. In 2019, it celebrated its 24-millionth borrower. It’s easy to see why these mortgages are so popular. Not only are they available […]

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FHA Loans · Home Buying · USDA Home Loans · VA Home Loans

100% Financing Home Loans for 2019

June 4, 2019

100% financing home loans are essentially no money down home loans — they’re mortgages that finance the entire purchase price and eliminate the need for a down payment. Large down […]

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Credit · FHA Loans

Low Credit Score Home Buyers Could Qualify with this FHA Policy

May 15, 2019

Editor’s note: The 2017 changes are still in effect in 2019. According to Ellie Mae, more lower-credit FHA applicants are being approved. In July 2016, only 19% of closed FHA loans […]

Category:

Current Mortgage Interest Rates

FHA Streamline Refinance: Negotiate Zero Out-of-Pocket Closing Costs

More

VA Entitlement Codes & Eligibility for 2019

FHA Streamline Refinance Rates & Guidelines for 2019

A Complete Guide to Home Loan Closing Costs

FHA Mortgage Insurance Refund Guidelines [Chart]

5 Appraisal Problems That Can Affect Your Mortgage Approval

VA Loan Requirements: Buy a House with Zero Down in 2019

100% Financing Home Loans for 2019

Low Credit Score Home Buyers Could Qualify with this FHA Policy

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