Tim Lucas (NMLS #118763 ) is editor of MyMortgageInsider.com. He has appeared on Time.com, Realtor.com, Scotsman Guide, and more. Connect with Tim on Twitter.
October 21, 2021
Mortgage Rates Today The number of mortgage applications decreased 6.3% last week, as reported by Mortgage Bankers Association. “Refinance applications declined for the fourth week as rates increased, bringing the […]
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September 29, 2021
Low Income Home Loan Options Give You Hope Thanks to the many low-income home loans available today, you can be a homeowner even if you don’t make a lot of […]
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September 29, 2021
In a rising market, like the one many home buyers are experiencing, it’s possible for buyers to come up short on financing when the appraised home value is less than […]
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September 29, 2021
Editor’s note: FHA loan changes which were rolled out in 2017 are in effect in . According to Ellie Mae, more lower-credit FHA applicants are being approved. In July 2016, […]
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Ask Tim · Conventional Loans · FHA Loans · Private Mortgage Insurance
September 29, 2021
Q: I have good credit of about 730. I meet the requirements for both FHA and Conventional 97. I plan to live in the home for 6+ years. Which has […]
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FHA Loans · Home Buying · USDA Home Loans · VA Home Loans
September 29, 2021
100% Financing Home Loans for New and Repeat Home Buyers 100% financing home loans are mortgages that finance the entire purchase price of a home, eliminating the need for a […]
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Home Buying · News · USDA Home Loans
September 29, 2021
USDA home loans offer 100% financing, low rates, and affordable payments. These loans are becoming more popular by the day, as buyers discover an easier way to buy a home […]
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Conventional Loans · Home Buying · News
September 29, 2021
What is a Conventional 97 Loan Program? The 97% loan-to-value (LTV) purchase program allows homebuyers to purchase a single-family home, condo, co-op, or PUD with just a 3% down payment. […]
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August 13, 2021
Getting a mortgage loan means you’ll likely experience every possible emotion. Unfortunately, a word commonly used to describe the home loan process is “stressful”. When buying or refinancing a home, […]
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Conventional Loans · FHA Loans · Home Buying
August 13, 2021
One thing you should know as a first-time or repeat home buyer is that mortgage lenders allow financial gifts to be used toward the down payment on a house. Gift […]
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