Refinance | My Mortgage Insider

Cash Out Refinance · Refinance · Understanding Mortgages

What is a Cash Out Refinance?

July 22, 2020

A cash out refinance can put money in your pocket or pay off big debts. Here are some guidelines and things to think about before opening a cash out loan.

FHA Loans · Refinance

FHA Streamline Refinance Rates & Guidelines for 2020

July 15, 2020

The FHA streamline refinance program helps current FHA homeowners lower their interest rate and monthly payment — it’s a quick and cost-effective way to refinance with lenient documentation requirements and […]

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Cash Out Refinance · Refinance

5 Things to Consider Before Your Cash-out Refinance Application

July 15, 2020

On the surface, applying for a cash-out refinance mortgage sounds like a no-brainer. You may be able to lower your interest rate, plus you walk away with some cash. But, […]

FHA Loans · Mortgage Strategy · Refinance

FHA Streamline Refinance: Negotiate Zero Out-of-Pocket Closing Costs

July 14, 2020

Mortgage interest rates are at historic lows across all major loan types. Ellie Mae’s June 2020 Origination Report stated FHA loans are no exception — average mortgage interest rates decreased […]

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Refinance

Freddie Mac Enhanced Relief Refinance (FMERR) Guidelines for 2020

May 19, 2020

Editor’s Note: The FMERR Program expired September 30, 2019. However, Fannie Mae’s High LTV Refinance Option (HLRO) currently has no expiration date. Similar to FMERR, it’s a great loan option […]

Does missing a payment ruin refinance eligibility?

Ask Tim · Refinance

Can I Refinance If I’ve had a Late Mortgage Payment?

April 29, 2020

Certain lenders and programs allow you to refinance if you’ve had a late mortgage payment. But you may have to do some searching. Question: Is there any way to refinance […]

Remove a Co-borrower with an FHA Streamline Refinance

Ask Tim · FHA Loans · News · Refinance

Can I Use an FHA Refinance to Remove a Borrower?

March 17, 2020

The FHA streamline refinance allows borrowers to reduce their rate with no pay stubs, no W2s, and no appraisal. But is an FHA streamline possible while simultaneously removing a borrower from […]

FHA Loans · Refinance

FHA Cash-Out Refinance: Access Your Home Equity

March 5, 2020

Editor’s note: Starting September 1, 2019, HUD, the administrator of FHA loans, reduced the maximum FHA cash-out refinance loan-to-value to 80%, down from 85%. What is an FHA cash-out refinance? […]

Conventional Loans · News · Refinance

Conventional Refinance Rates, 2020 Loan Limits and Guidelines

March 5, 2020

A conventional refinance is the loan of choice for many homeowners in today’s market. While HARP and FHA have dominated the refinance market in years past, the standard conventional refinance is becoming […]

Conventional Loans · FHA Loans · Private Mortgage Insurance · Refinance

Cancel your FHA Mortgage Insurance Today

March 2, 2020

An FHA loan sounded like a good idea at the time. Now, not so much. That’s what many FHA home buyers are saying. The reason: high mortgage insurance premiums, month […]

Category: Refinance

What is a Cash Out Refinance?

FHA Streamline Refinance Rates & Guidelines for 2020

More

5 Things to Consider Before Your Cash-out Refinance Application

FHA Streamline Refinance: Negotiate Zero Out-of-Pocket Closing Costs

Freddie Mac Enhanced Relief Refinance (FMERR) Guidelines for 2020

Can I Refinance If I’ve had a Late Mortgage Payment?

Can I Use an FHA Refinance to Remove a Borrower?

FHA Cash-Out Refinance: Access Your Home Equity

Conventional Refinance Rates, 2020 Loan Limits and Guidelines

Cancel your FHA Mortgage Insurance Today

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