Ask Tim · FHA Loans · News · Refinance

Can I Use an FHA Refinance to Remove a Borrower?

May 16, 2018

The FHA streamline refinance allows borrowers to reduce their rate with no pay stubs, no W2s, and no appraisal. But is an FHA streamline possible while simultaneously removing a borrower from […]

Read More...

Conventional Loans · News · Refinance

Conventional Refinance Rates, 2018 Loan Limits and Guidelines

January 2, 2018

A conventional refinance is the loan of choice for many homeowners in today’s market. While HARP and FHA have dominated the refinance market in years past, the standard conventional refinance is becoming […]

Read More...

More

Refinance

What to Do When Your HELOC Comes Due

September 6, 2017

For millions of Americans, home equity lines of credit (HELOCs) have been a convenient, low-cost ways to finance home improvements and consolidate debt and big-ticket purchases such as cars and […]

Read More...

HARP · News · Refinance

Complete HARP Refinance Rates & Guidelines [Updated For 2018]

August 28, 2017

Urgent update: FHFA, the organization that oversees HARP, has extended the program until December 31, 2018. Underwater homeowners now have additional time to qualify for this popular refinance option. >>Don’t wait until the […]

Read More...

FHA Loans · Refinance

FHA Streamline Refinance Rates and 2018 Guidelines

April 23, 2017

The FHA streamline refinance program helps current FHA homeowners lower their rate and payment without most of the traditional refinance documentation. It is a fast and cost-effective way to refinance […]

Read More...

FHA Loans · Refinance

Tap into Home Equity with an FHA Cash Out Refinance [Updated for 2018]

April 23, 2017

What is an FHA Cash Out Refinance? There are two primary FHA refinance loan programs; the streamline refinance and the FHA cash out refinance. The FHA streamline refinance program refinances a […]

Read More...

Conventional Loans · News · Refinance

Conventional Refinance Rates, 2018 Loan Limits and Guidelines

April 23, 2017

A conventional refinance is the loan of choice for many homeowners in today’s market. While HARP and FHA have dominated the refinance market in years past, the standard conventional refinance is becoming […]

Read More...

Refinance · Understanding Mortgages

Refinancing Two Properties at Once

April 5, 2017

Since the election, mortgage rates have seen more highs than lows. Most experts are predicting that mortgage rates will continue to rise in 2017.   Even so, there are many […]

Read More...

Refinance · VA Home Loans

Refinances Fuel Surge in VA Loans

March 22, 2017

Low interest rates and increased awareness of VA loan program benefits fueled a record volume of VA loans in the last two quarters of 2016, with refinancing spurring much of […]

Read More...

Homeowner Tips · Niche Mortgage Products · Refinance

More Homeowners Say Hello to HELOCs

March 15, 2017

After getting a bad rap over the last decade or so, homeowners are once again saying hello to the Home Equity Line of Credit (HELOC). Between 2012 and 2016, the […]

Read More...

Get Free Quote

Choose Loan Type:

HARP Refinance Conventional Refinance VA Streamline Refinance FHA Streamline Refinance Home Purchase Conventional Home Purchase FHA Home Purchase USDA Home Purchase



Choose Your State:

Choose Your State... Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Dist. of Columbia Florida Georgia Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming







• As Seen On

  

• Tim Lucas

  

  Mortgage expert Tim Lucas has been helping home owners for over 12 years.

• Subscribe to our Mailing list

  Don't miss important home loan updates. Sign up for our newsletter. Your privacy is assured. More

  * indicates required

  Email Address *

  First Name

  Last Name

  
  

• Categories

  • Ask Tim
  • Cash Out Refinance
  • Conventional Loans
  • Credit
  • Expert Interviews
  • FHA Loans
  • HARP
  • HARP 3.0
  • Home Buying
  • Homeowner Tips
  • Investment Properties
  • Jumbo Loans
  • Mortgage Rates
  • Mortgage Strategy
  • News
  • Niche Mortgage Products
  • Private Mortgage Insurance
  • Q&A
  • Real Estate Market
  • Refinance
  • Uncategorized
  • Understanding Mortgages
  • USDA Home Loans
  • VA Home Loans

• Recent Posts

  • The Type of Dog Breed Can Affect Your Homeowners Insurance
  • Current Mortgage Interest Rates
  • 8 Costly Missteps New Homeowners Make Their First Year
  • Why Has My Credit Score Gone Up?
  • Creative Ways to Use a Sloping Backyard
•